Understanding HDB BTO in Singapore: Your Guide to New Flats In Singapore, owning a home is a significant milestone, and the HDB Build-To-Order (BTO) scheme offers an accessible way for many to achieve this dream. Managed by HDB, the BTO flats are launched periodically, and buyers apply before construction begins. https://hdb-bto-27-5499988.develop-blog.com/43086051/hdb-bto-27-54