A Merchant Cash Advance (MCA) is a short-term financing option where a business receives an upfront sum in exchange for a percentage of its future revenue—often tied to daily credit and debit card sales. Repayments are commonly made through a holdback from sales or automatic withdrawals, and the total amount owed is calculated using a “factor rate” (typically between 1.1 and 1.5), rat... https://auric-org.org/Bfsi21/Finance/wiki/Merchant-Cash-Advance-%28MCA%29%3A-Flexible-Financing-for-Small-Businesses